Solution: Medicare Buy-in Option for All Ages

The Reason: End the restriction, high co-pays, unfathomable deductions and limited doctor choices of private health insurers.

How it Works: A new federal law could enable Americans of any age the option of buying into Medicare, the federal health program currently only available to those over 65). Younger Americans or their employers would pay the same amount they currently pay to more restrictive private health insurance companies, and receive a greater choice of doctors, as well as much lower co-pays and deductibles.